Reader's Digest Equity Release

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Reader's Digest Equity Release

Unlock tax-free cash from your home with equity release

Use our instant equity release calculator below to see how much you could release and receive our free Reader’s Digest Equity Release guide.

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What is equity release?

The value that you own in your home is your equity. If you want to work out how much equity you have, you simply take the value of your home and take away any loans secured against it.

Equity release works by allowing you to borrow some of that value as a tax-free cash lump sum. We at Reader’s Digest Equity Release can offer you no-obligation advice on the most popular equity release product, a Lifetime Mortgage.

With a Lifetime Mortgage, you can release your tax-free cash without selling your home and without having to commit to monthly payments. Instead, interest will be added to the loan and increase over time. Once you pass away or enter permanent long-term care, the full amount plus interest will usually be repaid with the sale of your home.

Releasing equity from your property could impact the value of your estate, as you will have already accessed some of its value and could affect your entitlement to means-tested benefits. Therefore it’s important to receive professional advice, in order to choose the plan that works best for you and your circumstances.

What are the most popular uses for equity release?

The decision to release equity is a personal one, and there are many goals that you might want to achieve with your tax-free cash. If you needed a little inspiration however, here are some of the most popular reasons why our customers chose to release equity in 2020.1

  • Home improvements – this was the number one reason for our customers to release equity. With a tax-free sum you could put cash towards achieving the home of your dreams.
  • Mortgage repayment – second most popular amongst our customers was to clear their existing mortgage. Without the pressure of required repayments, there will be more money with which to enjoy the little things.
  • Income boost – it’s true that for many of us, an increased cost of living coupled with low interest savings accounts has meant that we have less in retirement than we expected. With equity release, you could have a welcome cash boost to help you live more comfortably.

What our customers say

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Kaymary Hocking, Bristol

"From our initial meeting to completion Kevin Hurlow was there for us at every stage. No pressure just excellent advice. Thanks to Kevin we were able to move into our cottage and carry out the necessary work. Aga now on order Kevin!!"

Trustpilot five stars

Amanda Boulcher, Devon

"Really impressed with the service from this company. I had a really excellent adviser, Neil Budd, who was so helpful & informative. I will certainly contact him again if I need help in the future."

Trustpilot five stars

Val & Tony Higgins, Liverpool

"From start to finish Andy English was a pleasure to do business with. He was clear and positive with all his information and we would not think twice to recommend him and his company to anyone else."

Trustpilot five stars
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Our hand-picked products

We have carefully selected a range of products that our advisers will compare for you. With lenders approved by the Equity Release Council and flexible features prioritised throughout, we’ve designed this selection of products to offer great value for you and your family, both now and in the future.

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1 Reader’s Digest Equity Release Data, 2020.