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Unlock tax-free cash from your home with equity release

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What is equity release?

The value that you own in your home is your equity. If you want to work out how much equity you have, you simply take the value of your home and take away any loans secured against it.

Equity release works by allowing you to borrow some of that value as a tax-free cash lump sum. At Reader's Digest Equity Release, we can offer you no-obligation advice on the most popular equity release product, a Lifetime Mortgage.

With a Lifetime Mortgage, you can release your tax-free cash without selling your home and without having to commit to monthly payments. Instead, interest will be added to the loan and increase over time. Once you pass away or enter permanent long-term care, the full amount plus interest will usually be repaid with the sale of your home.


Use our instant equity release calculator below to see how much you could release and receive our free Reader’s Digest Complete Guide to Equity Release.

Equity Release Calculator  - RESULTS INSTANTLY

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Our advice service

Launched in 1922, Reader’s Digest has worked hard to build over 100 years of trust by providing useful guides and top tips about the topics that really matter. Now, Reader’s Digest has chosen to work with Responsible Life to provide you with a quality mortgage advice service. You’re in good hands, as they have over a decade of experience and over 1,500 5-star reviews on Trustpilot.

Responsible Life only work with lenders approved by the Equity Release Council. This means that all of the Lifetime Mortgage products you can access have customer needs at their core.